Financing

We partner with AC Credit Services to offer simple, fast HVAC financing for homeowners across Bastrop County. You apply online, get a credit decision in minutes, and — if approved — can schedule your AC, heating, or heat pump installation right away. There's no need to dip into savings, max out a credit card, or wait until you can afford the full cost upfront.

Most online applications take just a few minutes to complete, and decisions are typically returned within minutes. Once approved, we can schedule your installation as soon as our team has availability — which means you don't have to wait through Texas summer heat or a winter cold snap to get your system back up and running.

Most HVAC financing applications begin with a soft credit pull that doesn't impact your score. A hard inquiry only happens if you formally accept a financing offer. The exact process depends on the lender, so we recommend reviewing the disclosures during the application — that's the safest way to know exactly what to expect.

For most Bastrop County homeowners, financing through a dedicated HVAC lender is significantly cheaper than putting a $5,000–$15,000 system on a credit card. Dedicated HVAC financing typically offers lower interest rates, longer repayment terms, and sometimes promotional periods that credit cards don't provide. Plus, you keep your credit card available for emergencies instead of tying it up with a major purchase.